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Wednesday, 08 April 2009 |
By Stephen Chua
 Credit card rewards come in all shapes and sizes. They include free air tickets, priority booking of special events, free movie tickets, discounts for fine dining and many others. However cash rebate is probably the most popular for many people.
Most people, who are entitled for some credit card rewards, would rather exchange their rewards for cash than redeeming other available freebies. Many financial experts also believe that the cash-rebate programs are actually the most straightforward credit card rewards than other type of rewards. The simple the reward system, the less cost it is to the credit card company.
Cash-rebate programs have a wide variety of classifications. It all depends on the type of credit card that consumers have. For example, there are credit card rewards intended for college students such as college savings. For retirees, they have retirement investing rewards.
In a typical cash-rebate program, the credit card company will return a small percentage of the total amount charged to the card back to the cardholders. The percentage can be as high as five percent of your purchases. The rebate is |
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Last Updated ( Wednesday, 08 April 2009 )
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Thursday, 09 April 2009 |
By Annette D. Wilson
 The popularity of cash back credit cards hasn't waned over the years. In fact, today, more and more people still prefer a cash back credit card over other reward credit cards programs. Do you own a cash back card yourself? Or are you still thinking about applying your own cash back card? Whether you already have a cash back card or is still planning on getting one, this article would surely be useful for you. Let's discuss more closely how these reward credit cards work.
How Cash Back Credit Cards Reward Holders
Although specific terms and conditions vary between each credit card issuer, the procedure on earning the cash rewards is pretty much the same. Generally, a card holder earns a corresponding point for every dollar he spent using his credit card. Some credit card issuers give 2 points or double points for every dollar but in most cases, 1 point is given for each dollar amount charged on the card. The points are converted to cash or money points, thus their name- cash back credit cards.
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Last Updated ( Thursday, 09 April 2009 )
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